Combined Liability Insurance

Combined liability insurance is a City Underwriters Limited specialism and gives your clients the benefits of employers', product and public liability cover in a single, affordable and easy to administer policy. With comprehensive cover available to a wide range of trades – from car boot sale organisers to health and safety consultants – CUL's combined liability can help your clients simplify their insurance needs.


Get Your Combined Liability Insurance Today

To find out how CUL's combined liability insurance can help your clients, or to get combined liability cover, please get in touch. You can call the team on 0800 3081 044 or email us by clicking here.

Features and Benefits of CUL's Combined Liability Cover

The main benefits of the facility are the attractively affordable premiums and the levels of cover:

  • Minimum public liability premium £190*
  • Minimum combined premium £300*
  • £10,000,000 employers' liability
  • Public and products liability levels of £1,000,000, £2,000,000, £5,000,000 and for some risks without heat, £10,000,000 public liability

*Inclusive of IPT/Commission/Fee

Which Occupations Can Combined Liability Cover?

The range of trades that can be covered by CUL's combined liability cover is extensive and includes:

  • Car boot sales operatives and organisers
  • Exhibition stand contractors
  • Health and safety consultants
  • Light manufacturing companies
  • Marquee erectors
  • Warehousing and wholesale/distribution risks
  • Fork lift truck and HGV trainers and drivers
  • Plant hire and distribution (excluding tower cranes)
  • Property owners and land liability
  • Skip hire

Get a Combined Liability Insurance Quote Today

To find out how CUL's combined liability insurance can help your clients, or to get a combined liability insurance quote, please get in touch. You can call the team on 0800 3081 044 or email them by clicking here.