Pub and Wine Bar Insurance

Thanks to our years of experience and specialists underwriting schemes, wine bar and pub insurance is something CUL do exceptionally well. Offering a combination of value, flexibility and quality, it provides an effective solution to even challenging pub and wine bar-owning client risks.

Offering essential general cover such as liability, money and glass as standard and with valuable additions such as a 25% increase in seasonal stock cover, it offers great cover for a great premium.


Get Your Pub and Wine Bar Insurance Today

To find out how CUL's pub and wine bar insurance can help your clients, or to get wine bar or pub cover, please get in touch. You can call the team on 0800 3081 044 or email us by clicking here. Alternatively, if you have an agency, you can buy cover online through our sister company's website, Policyfast.

BUY ONLINE

Comprehensive Pub and Wine Bar Insurance Cover

With CUL's protection, your pub or wine bar clients can be insured against risks including;

  • Fire
  • Flood
  • Lightning
  • Explosion
  • Earthquake
  • Riot damage
  • Malicious damage
  • Storm damage
  • Escape of water and oil
  • Impact
  • Theft and accidental damage

Subsidence and householders' general contents cover can also be added as optional extensions.

What are the Standard Limits of CUL's Pub and Wine Bar Cover?

  • Business interruption (gross profit basis) - £500,000 with a 12-month indemnity period
  • Book debts - £10,000
  • Goods in transit - £1,000
  • Loss of money - £5,000
  • Loss of licence - £100,000
  • Deterioration of stock - £2,000
  • Glass, signs, blinds - £10,000
  • Employers' liability - £10,000,000
  • Material damage – elect sum insured
  • Public and products liability - £2,000,000
  • Frozen food - £2,000
  • Legal expenses - £100,000

The above standard limits can be increased if required.

The following minimum premiums are applicable:

  • Public houses, wine bars - £1,035

Other features of our wine bar and pub insurance product include:

  • Legal costs and expenses (and employment compensation awards)
  • Seasonal increase of stock up to 25% at Christmas and Easter
  • Material damage providing full perils including accidental damage

Get a Pub and Wine Bar Insurance Quote Today

To find out how CUL's wine bar and pub insurance can help your clients, or to get an insurance quote, please get in touch. You can call the team on 0800 3081 044 or email them by clicking here. Alternatively, if you have an agency, you can buy cover online through our sister company's website, Policyfast.

BUY ONLINE