Takeaway Insurance

As with so many areas of the food service industry, CUL's takeaway insurance scheme is one of the best on the market and comes backed by exceptional service. Offering a combination of value, flexibility and quality, it provides a simple solution to even challenging of client risks.

Including vital general cover such as liability, money and business interruption as standard and with valuable additions such as a 25% increase in seasonal stock cover, it offers great cover for a great premium.


Get Your Takeaway Insurance Today

To find out how CUL's takeaway insurance can help your clients, or to get takeaway cover, please get in touch. You can call the team on 0800 3081 044 or email us by clicking here. Alternatively, if you have an agency, you can buy cover online through our sister company's website, Policyfast.

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Comprehensive Takeaway Insurance Cover

With CUL's protection, your takeaway clients can be insured against risks including;

  • Fire
  • Flood
  • Lightning
  • Explosion
  • Earthquake
  • Riot damage
  • Malicious damage
  • Storm damage
  • Escape of water and oil
  • Impact
  • Theft and accidental damage

Subsidence and householders' general contents cover can also be added as optional extensions.

What are the Standard Limits of CUL's Takeaway Cover?

  • Business interruption (gross profit basis) - £500,000 with a 12-month indemnity period
  • Book debts - £10,000
  • Goods in transit - £1,000
  • Loss of money - £5,000
  • Loss of licence - £100,000
  • Deterioration of stock - £2,000
  • Glass, signs, blinds - £10,000
  • Employers' liability - £10,000,000
  • Material damage – elect sum insured
  • Public and products liability - £2,000,000
  • Frozen food - £2,000
  • Legal expenses - £100,000

The above standard limits can be increased if required.

The following minimum premiums are applicable:

  • Sandwich shops - £391
  • Fish and chip shops - £625
  • Kebab, Chinese, pizza takeaways - £625
  • Ice cream parlours, pancake and waffle shops - £391
  • Bakeries - £625

Other features of our takeaway insurance product include:

  • Legal costs and expenses (and employment compensation awards)
  • Seasonal increase of stock up to 25% at Christmas and Easter
  • Material damage providing full perils including accidental damage

Get a Takeaway Insurance Quote Today

To find out how CUL's takeaway insurance can help your clients, or to get a takeaway insurance quote, please get in touch. You can call the team on 0800 3081 044 or email them by clicking here. Alternatively, if you have an agency, you can buy cover online through our sister company's website, Policyfast.

BUY ONLINE