Unoccupied Property Insurance

Unoccupied property insurance cover can be hard to find and expensive when you do. CUL though can offer affordable protection and instant quotes from our rated insurance partners. Whether your client needs buildings, contents or a mixture of the two, has one property or a portfolio, we can find the cover they need for an affordable premium.


Get Your Unoccupied Property Insurance Today

To find out how CUL's unoccupied property insurance can help your clients, or to get unoccupied property cover, please get in touch. You can call the team on 0800 3081 044 or email us by clicking here.

Property Portfolio Protection

If you have a client with a portfolio of unoccupied properties in need of protection then CUL can make arranging cover easy. If they have 10 or more properties in need of insuring, simply email us here with the risk details and the team will create a bespoke cover package for you.

Over the years CUL have attracted a number of portfolios of unoccupied properties to our books and we are well used to dealing with these complicated risks and creating affordable insurance solutions. If you would like to know more or have any particular requirements then please get in touch by calling the team on 0800 3081 044.

Features and Benefits of CUL's Unoccupied Property Cover

Flexibility and affordability are the key benefits of CUL's unoccupied property scheme. The following outlines the individual features of our cover, but if you would like to know more or have any particular requirements then please get in touch by calling the team on 0800 3081 044.

  • Buildings cover from £50,000
  • Contents cover
  • Cover for properties pending sale
  • Cover for properties pending letting
  • Properties undergoing non-structural renovation
  • Properties undergoing structural renovation
  • Cover for properties in Northern Ireland
  • Extended perils (excluding malicious damage and accidental damage) and FLEEA cover options available
  • Flat roofed properties can be covered
  • Low standard policy excess of £250 or increasing to £1,000 for subsidence
  • Discounts available for voluntary excess, portfolios, no claims and reduced perils

Subsidence and householders' general contents cover can also be added as optional extensions.

Get a Unoccupied Property Insurance Quote Today

To find out how CUL's unoccupied property insurance can help your clients, or to get a unoccupied property insurance quote, please get in touch. You can call the team on 0800 3081 044 or email them by clicking here.